THE ROLE OF FINANCIAL RESOURCES ON WOMEN MICROENTERPRISE PERFORMANCE IN ADAMAWA STATE, NIGERIA: A CONCEPTUAL FRAMEWORK

Yusuf Musa Hammawa, Norashida Hashim, Usman Bappi, Deepali Singh

Abstract


This study is aimed at assessing the role of microfinance resources on women microenterprise performance in the Adamawa State of Nigeria, so as to enable Nigerian government determine what area to focus in redesigning enterprise development programs, and what strategies to develop in enhancing the ability of women entrepreneurs to benefit from their microfinance resources and improve women involvement in microenterprises activities and performance. Also, the mediating role of training on the relationship between financial resources and women microenterprises performance is examined. The study employs a cross-sectional survey design, with simple random sampling, to collect data from 381 women entrepreneurs in Adamawa (women entrepreneurs who are a client of microfinance and belonged to any savings group in Yola and those who did not). SmartPLS 3.0 will be used to analyze data.


Keywords


credit, savings, training, microenterprises, performance

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